Category Archives: financial planning

  1. Three solid financial planning strategies for dealing with the Unaffordable Care Act

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    July 12, 2015 by Tony Novak

    The Wall Street Journal ran an editorial last week titled “The Unaffordable Care Act” on the phenomenon of the sharp health insurance …
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  2. Louisiana Dept. of Insurance confirms that value added service is not rebating

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    June 4, 2015 by Tony Novak

    Yesterday, June 3, 2015, the Louisiana Department of Insurance issued Advisory Letter 2015-01 which revokes Bulletin Number 2010-05 related to the offering …
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  3. HRA not allowed for owners and spouse/employees of S corporation

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    April 30, 2015 by Tony Novak

    I ran into another case where an S corporation owner wants to set up a Health Reimbursement Arrangement (HRA) for …
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  4. The evolving story of small business employee benefit plan documents

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    December 4, 2014 by Tony Novak

    There is more on the use of my small business employee benefit prototype documents. Here is the evolving story line: …
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  5. Financial planning evolves with Obamacare

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    September 11, 2014 by Tony Novak

    As Americans become familiar with the details of their brand new Obamacare health insurance policies for 2014, the most obvious …
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  6. New cancer drugs hasten rationing and supplemental insurance

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    September 4, 2014 by Tony Novak

    “The first of a promising new class of cancer drugs went on sale in Japan this week at an average …
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  7. Biggest threat yet to Obamacare: angry consumers

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    August 26, 2014 by Tony Novak

    The number of consumer complaints I receive through OnlineNavigator about out-of-pocket health care costs seems to be growing every week. …
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