Another sad healthcare story

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February 9, 2016 by Tony Novak

Freedom Benefits received this desperate question:

Hello, my mother had her gallbladder removed and now needs a liver biopsy but they won’t do it without her having any type of insurance. I came across you guys and saw that you don’t need a social just a ITIN? Is this something that will help her with her hospital bills?

My response:

Sorry to read about your family’s situation. Commercial supplemental insurance like this is of little benefit here. While some use it just to say that they in fact have insurance  and can get an appointment to be seen by a doctor, the reality is that it covers little or nothing of the surgical procedure proposed. I suggest that you follow the advice of local social services workers in your area they will know what will work best.

Best wishes,

Tony Novak

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