Monthly Archives: October 2015

  1. What is “metal gap” insurance?

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    October 26, 2015 by Tony Novak

    This graphic does a good job explaining the concept. I am not clear whether the term used in the graphic …
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  2. We’re ready for 2016 open enrollment

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    October 25, 2015 by Tony Novak

    Freedom Benefits is ramping up internal capabilities for the start of health insurance open environment season on Monday November 1. …
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  3. 5 Simple Tips for Designing a Trouble-Free Health Reimbursement Arrangement (HRA)

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    October 21, 2015 by Tony Novak

    It is possible to run a tax-free Health reimbursement Arrangement in this post-ACA environment. Follow these simple rules: The plan …
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  4. Employer health payments are NOT taxable compensation

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    October 21, 2015 by Tony Novak

    A conversation with an accountant today prompted this post that I’ve written about before. Employer-paid health benefits, whether for any type …
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  5. Your Healthcare Provider Closed or Health Plan Ended – What Do I Do Now?

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    October 14, 2015 by Tony Novak

      guest post by Justin Kemp, edited by Tony Novak Some health insurance exchanges and plans are ending across the …
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  6. America’s uninsured problem is not going away

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    October 14, 2015 by Tony Novak

    Freedom Benefits is working on a small research project where I expect to eventually collaborate on an article. The focus …
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  7. New York City expands health coverage for immigrants

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    October 11, 2015 by Tony Novak

    New York became the third major city in the U.S. to expand access to health care to immigrants regardless of …
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