Everyone’s talking about the Affordable Care Act

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February 7, 2015 by Tony Novak

The Patient Protection and Affordable Care Act of 2010 (ACA) has everyone talking. That is not surprising given that this legislation has the most disruptive effect of any in our lifetime.  Most of the talk is about problems. This is not necessarily because the ACA is overwhelmingly problematic but rather that it is simply human nature to talk about problems rather than what is going right. Through my role in answering questions at OnlineNavigator, I get a fair idea of the thought trends through interaction with people from different sectors of the market. ACA affects all of us, but in different ways.

Not surprisingly, it turns out that your top priorities in dealing with the ACA are likely to depend on your primary role:


Hot topics among middle income consumers

How to cover the first $5,000 to $10,000 gap left by the insurance deductible

Telemedicine as a fast and inexpensive access option


Hot topics among lower income consumers

The long wait for coverage

Provider choices


Hot topics among health benefits professionals

How private exchanges will overtake state exchanges

Reducing enrollment errors and poor consumer choices


Hot topics among government policy makers

Rules designed to prevent employer “dumping” on individual insurance exchanges

How middle income consumers will cover the first $5,000 to $10,000 gap left by insurance deductible


Hot topics among employers

How to reduce overall costs

How to help employees cover costs excluded from insurance


Hot topics among primary care medical service providers

How to encourage middle income patients to return for routine care

How to improve billing collections without angering and alienating patients


Hot topics among immigrants

Insurance without a social security number

How long until eligible for Obamacare

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