IMG Patriot Travel Insurance announces improvements

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June 29, 2011 by Tony Novak

Author’s Note added 2/7/2015: For a current listing of available products see http://freedombenefits.net/site-map.html

The following products will be updated to include new benefits. The official notification of the rollout date will be coming soon.

  • Patriot Travel Medical Insurance®
  • Outreach Travel Medical InsuranceSM
  • Patriot Group Travel Medical Insurance®
  • Patriot GreenSM Travel Medical Insurance
  • Patriot Platinum Travel Medical InsuranceSM

In summary, the following updates will be made:

  • Sudden and Unexpected Recurrence of a Pre-existing Condition (all plans):U.S. Citizen
    – Up to age 65 with a Primary Health plan – URC up to certificate maximum
    – Up to age 65 without a Primary Health plan – $20,000 lifetime maximum
    – Age 65 + with or without a Primary Health plan – $2,500 lifetime maximum

    Note: Primary Health plan must have existed prior to effective date and during coverage of the
    IMG plan and the pre-existing condition must be covered under the Primary Health Plan
    .

  • Evacuation Plus Rider: Provides coverage for emergency medical evacuation for medical conditions that are non-life threatening and evacuations as a
    result of a natural disaster. Patriot Platinum Non Life-threatening Medical Evacuation – Up to a maximum of $50,000. Disaster Evacuation – Up
    to a maximum of $10,000. Requirements: Up to age 65. Available with a minimum of 3 months of coverage regardless of the minimum number of days
    being traveled.
  • Patriot Group Travel, Patriot Green same additional base changes as Patriot Travel
  • Rate Hold – We are holding rates on these plans with the exception of Patriot Platinum America; however, it will now include an additional benefit for non-U.S.
    citizens.
  • Platinum Only Enhancement – Coverage up to $20,000 for a Sudden and Unexpected Recurrence of a Pre-existing Condition for non-U.S. citizens up to age 65.

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