Making dental insurance more affordable

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November 18, 2010 by Tony Novak

Author’s Note added November 7, 2015: The dental plan discussed is no longer available. For current listings see

This tip for making dental insurance more affordable was received from the plan administrator for the popular American Health Shield dental insurance in the form of a premium increase renewal notice. I am posting it for others who may be in the same situation. A PPO dental insurance plan is a strong replacement for traditional dental insurance.

“Your plan of dental insurance benefits, underwritten by Renaissance Life and Health Insurance Company of America (RLHICA) and administered by Co-ordinated Benefit Plans, LLC, has incurred a slight premium rate increase.

Therefore, effective January 1, 2011, your monthly dental insurance premium rate will increase from $39.93 to $45.30.  There is nothing further you need to do at this time.

Although we regret the need to increase our rates, we certainly value your business and do hope you will consider this increase a reasonable adjustment. 

As an alternative, you may wish to learn more about our recent program enhancement – PPO Dental with an increased benefit maximum of $2,000 per year at competitive prices.  You can learn more about the PPO Dental Plan by visiting our website at“.  

Although dental plans are expensive and the cost seems to be going up faster than medical insurance, we are pleased to see the leaders in the dental insurance industry working to make more affordable options available.

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